At Salt and Partners, our Banking and Finance Law practice is at the forefront of guiding clients through the complex regulatory landscape of the financial sector. Governed by the Banking Act No. 5411 and related legal regulations, commercial transactions and operations within this sector are under continuous state supervision, resulting in significant legal implications. Our firm provides expert legal counsel to a wide array of entities closely involved in this field, including domestic and international commercial banks, finance companies, electronic money exchanges, leasing companies, factoring firms, investment funds, and asset management companies, as well as various commercial enterprises engaged in financial activities.

Comprehensive Legal Services in Banking and Finance Law

Salt and Partners offers a wide range of services in Banking and Finance Law, including but not limited to:
  • Regulatory Compliance and Consultation: Advising on the operation, structure, and organization of banks and financial/credit institutions to ensure compliance with all relevant regulations.
  • Credit Management: Expert management of export credits, syndicated loans, and consumer credits, ensuring optimal outcomes for our clients.
  • Credit and Finance Restructuring: Assisting clients with restructuring their credit and finance arrangements to better suit their needs and financial health.
  • Asset Consulting and Financing: Providing strategic advice on asset financing, helping clients secure the necessary funding for their projects and investments.
  • Licensing and Regulatory Approvals: Guiding entities through the process of obtaining permissions and handling transactions with the Banking Regulation and Supervision Agency (BDDK).
  • Legal Support for Credit Agreements: Offering legal support in the area of credit agreements, including the examination of credit or mortgage agreements on behalf of debtors.
  • Capital Market Practices: Navigating the complexities of capital market operations, ensuring compliance and strategic advantage.
  • Dispute Resolution: Efficiently resolving disputes arising from banking law through both collaboration and litigation, leveraging our skilled team's expertise.

International Financial Regulations Compliance

  • Global Regulatory Navigation: Assisting clients in navigating the intricate web of international financial regulations, including compliance with the Basel III standards, EU financial directives, and the US Dodd-Frank Act, among others. This service is crucial for clients operating in multiple jurisdictions and those entering new markets.

Cross-Border Financing and Securities

  • International Project Financing: Advising on structuring international project financing deals, including public-private partnerships (PPPs), to support large-scale infrastructure and development projects across borders.
  • Securities Offerings and Listings: Assisting with the issuance and listing of securities in international markets, including advice on regulatory compliance, due diligence, and documentation for initial public offerings (IPOs), bond issuances, and other equity offerings.

Financial Technologies (FinTech) and Innovations

  • FinTech Regulatory Advisory: Providing legal advice on the rapidly evolving FinTech sector, including blockchain, cryptocurrencies, and digital payments, ensuring compliance with international regulations while leveraging new opportunities in digital finance.
  • Innovation in Financial Products: Advising on the development and implementation of innovative financial products and services, including robo-advisors, peer-to-peer lending platforms, and insurtech solutions, with a focus on regulatory compliance and market entry strategies.

Anti-Money Laundering (AML) and Counter-Terrorist Financing (CTF)

  • AML and CTF Compliance: Offering comprehensive services to ensure compliance with international anti-money laundering and counter-terrorist financing standards, including the Financial Action Task Force (FATF) recommendations. This includes policy development, risk assessment, and training programs.

International Trade Finance

  • Trade Finance Solutions: Advising on a range of international trade finance instruments, such as letters of credit, bills of exchange, and documentary collections, facilitating secure and efficient cross-border trade transactions.

Restructuring and Insolvency Across Jurisdictions

  • Cross-Border Insolvency: Navigating complex cross-border insolvency and restructuring cases, advising on the recognition of foreign insolvency proceedings, and protecting the rights of creditors and stakeholders in multiple jurisdictions.

Dispute Resolution in International Finance

  • International Arbitration and Litigation: Representing clients in international disputes related to banking and finance, including arbitration under the rules of major international arbitration institutions such as the ICC, LCIA, and ICSID.

Environmental, Social, and Governance (ESG) Financing

  • ESG and Sustainable Finance: Advising on the legal aspects of ESG investing and sustainable finance, including green bonds and social impact financing, helping clients align their financial strategies with sustainability goals.

Ensuring Transactional Security

In a sector where transactional security is paramount, Salt and Partners prides itself on managing the process with our competent team, ensuring that the commercial opportunities provided by financial institutions are leveraged securely and effectively. Our approach is tailored to each client's unique needs, offering personalized solutions that address the intricacies of banking and finance law on both a national and international scale.
At Salt and Partners, we are committed to providing effective legal advisory and representation services, combining our collaborative spirit with a qualified team to address the challenges and opportunities in the banking and finance sector. Whether you are a financial institution navigating regulatory compliance, a company seeking finance restructuring, or in need of legal support for capital market practices, our firm stands ready to guide you through every step, ensuring your legal and financial interests are protected.